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Downtown army-navy store latest Boston company to sue insurer over coronavirus losses

The Kenmore Army & Navy Store, 477 Washington St. in Downtown Crossing, is suing its insurance company for the more than $320,000 it says it's lost due to the Covid-19 crisis - which it says its insurance company is supposed to cover.

In a suit filed in US District Court in Boston, Kenmore says it bought an "all-risk insurance policy" from Travelers Casualty Insurance Co. last November, with a "civil authority" clause promising to pay Kenmore for any losses caused by "loss of business income sustained when the action of a civil authority prohibits access to the business premises."

Kenmore says it hasn't been able to operate normally since March, when Gov. Baker issued his declaration of emergency and a series of orders aimed at slowing down the spread of the virus:

As a result of the foregoing facts and circumstances, there has been direct physical loss of and/or damage to property at the premises covered under the Policy by, among other things, the property being damaged, access to the property being denied, customers being prevented from physically occupying the property, the property being physically uninhabitable by customers, the function of the property being nearly eliminated or destroyed, and/or a suspension of business operations occurring at the property.

It's at least the third Boston company to file such a suit, joining Legal Sea Foods and Hampshire House Corp., the owner of the Cheers bar and 75 on Liberty.

Travelers has until next month to respond to the Kenmore suit.

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Comments

Is this the last Army/Navy store in the city? Army Barracks moved out of Mass Ave in the past decade.

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Voting closed 31

Boston keeps loosing unique retailers for specialty goods and is becoming a retail desert for anything other than generic apparel.

Try buying a fishing rod in Boston. Skis? Surfboards? Hobby kits? Crafts? Board games? All the hobbyist and non-lifestyle type outdoorsy stuff (think more extensive than the weekend warrior stuff at REI) is gone. Not all of that stuff can be replaced by mail order either because of various consumer regulations either. Nor would one want to buy some of these items sight unseen.

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Voting closed 34

There's hardly any left in the city. I think Charles Street Ace and Economy hardware are the only one left.

Thanks to Covid, I've resorted to buying clothes online. It would take me weeks to get stuff that fit because I had to try on so much and send it back. Waste of time. This is something brick and motar that cannot be replaced.

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Voting closed 24

There are online surplus stores, but it's not at all the same experience. I remember the smell of the preservative on all that military clothing. What do they use?

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You're right. I was actually walking around the North End this morning, down Salem Street, thinking to myself "wasn't this a hardware store the last time I walked down this street?" Which, yes, it was. It has been a few years apparently...

I occasionally patronize Economy when we unexpectedly need a piece of hardware at work, I can only hope it stays. That and the Wendy's & Boloco over that way, both of which we had at NU when I first arrived there as a student. Any hardware store trip around lunchtime was purely coincidental.

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Voting closed 21

It's too bad that the North End and Back Bay lost their hardware stores. It makes a neighborhood less of a real place.

There used to be one in the Financial District as well.

Dickson Brothers in Harvard Square is going to close soon.

Warren Hardware in the northern end of the South End is still there.

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Voting closed 10

Is Boston Hardware still open? It's the North End's other hardware store, on Fleet Street.

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Voting closed 12

you have a very parochial definition of "the city"--between Brighton, Allston, and JP there's at least 4, I can think of.

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One in HP too.

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at least two in cambridge.

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There's also Warren Hardware (Ace) on Tremont in the South End.

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Where do you buy those in Boston? A few years ago, I had to buy replacement cross-country ski poles, and they were almost impossible to find. I finally ended up at East Coast Alpine where they had a few in a forgotten corner. The salesperson told me that nobody cross-country skis anymore.

(And now, East Coast Alpine is no more.)

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Voting closed 17

The old Sears building or towards Tufts.

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What stores at what addresses?

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Voting closed 15

They had a store on the old Sears building.

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when I visited it several years ago. (I bought my cross-country skis at REI in Reading, many years earlier.)

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I would also not expect to find many places in Boston to buy snowmobiles, or surfboards, or whitewater kayaks. For sporting equipment that doesn't have a mass appeal, if you want to buy brick and mortar, you generally have to go closer to where those sports are practiced.

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Voting closed 12

on Canal St., near the Garden. I think they are open by appointment only at this time. Not sure if they have cross-country skis or not.

www.theskimonster.com

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Voting closed 18

I bought ski goggles at that Canal St. shop a few years back -- was shocked there was a ski shop in Boston.

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The Weston Ski Track sells used equipment. For new skis, they recommend Bikeway Source in Bedford, REI, and New England Backpacker in Worcester.

I've gotten xc skis used on Craigslist, and in free stuff piles at the curb.

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Voting closed 9

The Weston Ski Track sells used gear.

For new XC skis, they recommend Bikeway Source in Bedford, REI, and New England Backpacker in Worcester.

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Voting closed 13

Anybody remember Mickey Finn's that was on Temple Place in the 60s and 70s? Man, I'm old.

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They are very nice shopkeepers and the store is like no other.

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The youngsters know nothing about Surplus, Army or Navy.
Once the supply erodes I'm not sure what they'll sell. Desert stuff I guess.

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Voting closed 19